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36px;transition:all .4s cubic-bezier(.16,1,.3,1);display:flex;position:relative;overflow:hidden;box-shadow:0 10px 30px -10px #18364f0a}.service-card-bg-image{opacity:.08;pointer-events:none;mix-blend-mode:multiply;z-index:1;background-position:right -15px bottom -15px;background-repeat:no-repeat;background-size:50%;width:100%;height:100%;transition:all .5s cubic-bezier(.16,1,.3,1);position:absolute;top:0;left:0}.service-card:hover .service-card-bg-image{opacity:.14;background-size:55%;transform:translate(-6px,-6px)}.service-icon-wrapper,.service-card h3,.service-card p,.service-card-link{z-index:2;position:relative}.service-card:before{content:"";background:var(--gradient-blue);opacity:0;width:100%;height:4px;transition:all .3s;position:absolute;top:0;left:0}.service-card:hover:before{opacity:1}.service-card:hover{border-color:#10447f1a;transform:translateY(-12px);box-shadow:0 30px 60px -15px #18364f1f}.service-icon-wrapper{width:64px;height:64px;color:var(--primary);background:#10447f0a;border:1px solid #10447f14;border-radius:18px;justify-content:center;align-items:center;margin-bottom:28px;transition:all .3s cubic-bezier(.4,0,.2,1);display:flex}.service-card:hover .service-icon-wrapper{background:var(--gradient-blue);color:#fff;border-color:#0000;transform:scale(1.06)rotate(3deg);box-shadow:0 10px 25px #10447f33}.service-card h3{font-size:1.4rem;font-family:var(--font-inter), sans-serif;color:var(--text-primary);margin-bottom:14px;font-weight:750;transition:all .3s}.service-card:hover h3{color:var(--primary)}.service-card p{color:var(--text-secondary);margin-bottom:24px;font-size:1rem;line-height:1.7}.service-card-link{color:var(--primary);text-transform:uppercase;letter-spacing:.5px;align-items:center;gap:8px;margin-top:auto;font-size:.85rem;font-weight:750;transition:all .3s;display:flex}.service-card-link .arrow{transition:transform .3s}.service-card:hover .service-card-link{color:var(--accent)}.service-card:hover .service-card-link .arrow{transform:translate(4px)}.service-card-scroll-wrapper{height:100%}.service-card{z-index:1;-webkit-backdrop-filter:blur(16px);position:relative;background:#ffffffd1!important;border:1px solid #18364f0a!important}.service-card-spotlight{pointer-events:none;z-index:0;transition:opacity .5s;position:absolute;inset:0}.service-card-orb{filter:blur(20px);pointer-events:none;z-index:0;background:radial-gradient(circle,#4fb94c38 0%,#10447f14 60%,#0000 100%);border-radius:50%;width:150px;height:150px;position:absolute;top:-30px;right:-30px}.service-card-border-glow{background:linear-gradient(135deg, var(--primary) 0%, var(--accent) 50%, var(--primary-light) 100%);-webkit-mask-composite:xor;pointer-events:none;z-index:3;background-size:200% 200%;border-radius:24px;padding:1.5px;transition:opacity .3s;animation:8s infinite borderGradientShift;position:absolute;inset:0;-webkit-mask-image:linear-gradient(#fff 0 0),linear-gradient(#fff 0 0);-webkit-mask-position:0 0,0 0;-webkit-mask-size:auto,auto;-webkit-mask-repeat:repeat,repeat;-webkit-mask-clip:content-box,border-box;-webkit-mask-origin:content-box,border-box;-webkit-mask-composite:xor;mask-composite:exclude;-webkit-mask-source-type:auto,auto;mask-mode:match-source,match-source}@keyframes borderGradientShift{0%{background-position:0%}50%{background-position:100%}to{background-position:0%}}.diff-grid{grid-template-columns:repeat(2,1fr);gap:32px;display:grid}.diff-card{background:var(--bg-card);border:1px solid var(--glass-border);border-radius:var(--radius-lg);height:100%;transition:var(--transition);box-shadow:var(--shadow-sm);align-items:flex-start;gap:24px;padding:40px;display:flex}.diff-card:hover{border-color:var(--accent);box-shadow:var(--shadow-md);transform:translateY(-6px)}.diff-icon{width:64px;height:64px;color:var(--accent);background:#63c1321a;border:1px solid #63c13233;border-radius:16px;flex-shrink:0;justify-content:center;align-items:center;font-size:1.8rem;display:flex}.diff-card h3{font-size:1.4rem;font-family:var(--font-inter), sans-serif;color:var(--text-primary);margin-bottom:12px;font-weight:800}.diff-card p{color:var(--text-secondary);font-size:1rem;line-height:1.7}.stats-section{border-top:1px solid var(--glass-border);border-bottom:1px solid var(--glass-border);background:#fff;padding:100px 0;position:relative;overflow:hidden}.stats-grid{z-index:1;grid-template-columns:repeat(4,1fr);gap:40px;display:grid;position:relative}.stat-item{text-align:center}.stat-value{color:var(--primary);font-size:clamp(2.5rem,5vw,4rem);font-weight:900;font-family:var(--font-poppins), sans-serif;text-shadow:none;margin-bottom:12px}.stat-label{color:var(--text-secondary);letter-spacing:1px;text-transform:uppercase;font-size:1rem;font-weight:500}.testimonials-marquee-wrapper{flex-direction:column;gap:0;margin-top:0;display:flex;overflow:hidden}.testimonials-marquee-container{width:100%;display:flex;overflow:hidden}.testimonials-marquee-content{align-items:stretch;min-width:100%;padding:20px 0 40px;display:flex}.testimonials-marquee-ltr .testimonials-marquee-content{animation:40s linear infinite testimonials-scroll-ltr}.testimonials-marquee-wrapper:hover .testimonials-marquee-content{animation-play-state:paused}@keyframes testimonials-scroll-ltr{0%{transform:translate(0)}to{transform:translate(-33.333%)}}.testimonial-card{border:1px solid var(--glass-border);border-radius:var(--radius-lg);scroll-snap-align:start;min-width:420px;max-width:480px;transition:var(--transition);box-shadow:var(--shadow-md);background:#fff;flex-shrink:0;margin-right:32px;padding:48px}.testimonial-card:hover{border-color:var(--primary);box-shadow:var(--shadow-lg);transform:translateY(-5px)}.testimonial-stars{color:var(--accent);letter-spacing:3px;margin-bottom:24px;font-size:1.1rem}.testimonial-card blockquote{color:var(--text-primary);opacity:.9;margin-bottom:32px;font-size:1.1rem;font-style:italic;line-height:1.8}.testimonial-author{align-items:center;gap:16px;display:flex}.testimonial-avatar{background:var(--gradient-blue);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:56px;height:56px;font-size:1.2rem;font-weight:800;display:flex}.testimonial-name{color:var(--text-primary);font-size:1.1rem;font-weight:700}.testimonial-since{color:var(--text-muted);font-size:.9rem}.process-timeline{justify-content:space-between;padding:0 40px;display:flex;position:relative}.process-timeline:before{content:"";background:linear-gradient(90deg, var(--accent), var(--primary-light), var(--accent));opacity:.2;height:3px;position:absolute;top:50px;left:100px;right:100px}.process-step{text-align:center;z-index:1;flex:1;padding:0 24px;position:relative}.process-number{border:4px solid var(--primary);width:100px;height:100px;transition:var(--transition);color:var(--primary);background:#fff;border-radius:50%;justify-content:center;align-items:center;margin:0 auto 32px;font-family:Poppins,sans-serif;font-size:2rem;font-weight:800;display:flex}.process-step:hover .process-number{border-color:var(--accent);color:var(--accent);transform:scale(1.1);box-shadow:0 0 30px #63c13233}.process-step h3{color:var(--text-primary);margin-bottom:12px;font-family:Inter,sans-serif;font-size:1.4rem;font-weight:700}.process-step p{color:var(--text-secondary);max-width:240px;margin:0 auto;font-size:1rem;line-height:1.6}.about-grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:80px;display:grid}.about-image{border-radius:var(--radius-lg);position:relative;overflow:hidden;box-shadow:0 40px 80px #0056b31f}.about-image img{-o-object-fit:cover;object-fit:cover;width:100%;height:500px;transition:var(--transition)}.about-image:hover img{transform:scale(1.05)}.about-image:after{content:"";border:1px solid var(--glass-border);border-radius:var(--radius-lg);position:absolute;inset:0}.about-text h2{margin-bottom:32px;font-size:clamp(2rem,4vw,3rem)}.about-text p{color:var(--text-secondary);margin-bottom:32px;font-size:1.2rem;line-height:1.8}.help-grid{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.help-card{background:var(--bg-card);border:1px solid var(--glass-border);border-radius:var(--radius-lg);height:100%;transition:var(--transition);text-align:center;padding:48px 36px;display:block;box-shadow:0 10px 30px #0056b314}.help-card:hover{border-color:var(--primary-light);transform:translateY(-10px);box-shadow:0 30px 60px #0056b333}.help-card .help-icon{margin-bottom:24px;font-size:3.5rem;display:block}.help-card h3{color:var(--text-primary);margin-bottom:16px;font-family:Inter,sans-serif;font-size:1.4rem;font-weight:700}.help-card p{color:var(--text-secondary);font-size:1rem;line-height:1.7}.cta-section{text-align:center;border-top:1px solid var(--glass-border);background:#fff;padding:140px 0;position:relative;overflow:hidden}.cta-section:before{content:"";background:radial-gradient(circle,#0057b80d,#0000 70%);position:absolute;inset:0}.cta-section h2{z-index:1;color:var(--text-primary);text-transform:uppercase;letter-spacing:1px;margin-bottom:32px;font-size:clamp(2.2rem,6vw,3.5rem);position:relative}.cta-section p{color:var(--text-secondary);z-index:1;max-width:750px;margin:0 auto 56px;font-size:1.2rem;line-height:1.6;position:relative}.lenders-section{text-align:center;padding-bottom:100px}.lenders-count{background:linear-gradient(to bottom, var(--primary-dark), var(--primary-light));-webkit-text-fill-color:transparent;-webkit-background-clip:text;margin:40px 0 24px;font-family:Poppins,sans-serif;font-size:clamp(5rem,12vw,10rem);font-weight:900;line-height:.8}.team-grid{grid-template-columns:repeat(4,1fr);gap:32px;display:grid}.team-card{background:var(--bg-card);border:1px solid var(--glass-border);border-radius:var(--radius-lg);height:100%;transition:var(--transition);overflow:hidden}.team-card:hover{border-color:var(--primary-light);transform:translateY(-10px)}.team-card img{-o-object-fit:cover;object-fit:cover;width:100%;height:320px;transition:var(--transition)}.team-card:hover img{transform:scale(1.05)}.team-info{padding:32px}.team-info h3{color:var(--text-primary);margin-bottom:8px;font-family:Inter,sans-serif;font-size:1.3rem;font-weight:700}.team-info .role{color:var(--primary-light);text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;font-size:.95rem;font-weight:700}.team-info p{color:var(--text-secondary);font-size:.95rem;line-height:1.7}.contact-grid{grid-template-columns:1fr 1fr;gap:80px;display:grid}.contact-info h3{color:var(--text-primary);margin-bottom:40px;font-size:2rem}.contact-detail{align-items:center;gap:24px;margin-bottom:32px;display:flex}.contact-detail .icon{width:64px;height:64px;color:var(--primary-light);background:#007bff1a;border:1px solid #007bff33;border-radius:16px;justify-content:center;align-items:center;font-size:1.5rem;display:flex}.contact-detail .text h4{color:var(--text-primary);margin-bottom:4px;font-family:Inter,sans-serif;font-size:1.1rem;font-weight:700}.contact-detail .text p{color:var(--text-secondary);font-size:1rem}.contact-form{background:var(--bg-card);border-radius:var(--radius-lg);border:1px solid var(--glass-border);flex-direction:column;gap:20px;padding:48px;display:flex}.form-group{flex-direction:column;gap:8px;display:flex}.form-group label{color:var(--text-secondary);font-size:.9rem;font-weight:600}.form-group input,.form-group textarea,.form-group select{border:1px solid var(--glass-border);border-radius:var(--radius-sm);color:var(--text-primary);transition:var(--transition);background:#f8faff;padding:16px 20px;font-family:inherit;font-size:1rem}.form-group input:focus,.form-group textarea:focus,.form-group select:focus{border-color:var(--primary-light);background:#007bff0d;outline:none;box-shadow:0 0 0 4px #007bff26}.form-group textarea{min-height:150px}.contact-success-card{text-align:center;background:var(--bg-card);border-radius:var(--radius-lg);border:1px solid var(--glass-border);box-shadow:var(--shadow-lg);flex-direction:column;align-items:center;gap:20px;padding:48px;animation:.5s cubic-bezier(.16,1,.3,1) forwards slide-up-success;display:flex}.success-icon-wrapper{justify-content:center;align-items:center;width:80px;height:80px;margin-bottom:8px;display:flex}.success-checkmark{stroke-width:2px;stroke:#22c55e;stroke-miterlimit:10;border-radius:50%;width:80px;height:80px;animation:.4s ease-in-out .4s forwards check-fill,.3s ease-in-out .9s both check-scale;display:block;box-shadow:inset 0 0 #22c55e}.success-checkmark-circle{stroke-dasharray:166;stroke-dashoffset:166px;stroke-width:2px;stroke-miterlimit:10;stroke:#22c55e;fill:none;animation:.6s cubic-bezier(.65,0,.45,1) forwards stroke}.success-checkmark-check{transform-origin:50%;stroke-dasharray:48;stroke-dashoffset:48px;stroke-width:3px;stroke-linecap:round;stroke:#22c55e;animation:.3s cubic-bezier(.65,0,.45,1) .8s forwards stroke}@keyframes stroke{to{stroke-dashoffset:0}}@keyframes check-scale{0%,to{transform:none}50%{transform:scale(1.1)}}@keyframes check-fill{to{box-shadow:inset 0 0 0 4px #22c55e}}@keyframes slide-up-success{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}.footer{background:var(--primary-dark);padding:120px 0 60px;position:relative}.footer .container{max-width:100%;padding:0 4%}.footer-card-3d{border-radius:var(--radius-lg);z-index:2;background:#fff;border:1px solid #ffffff1a;width:100%;margin-bottom:80px;padding:80px 8%;position:relative;transform:translateY(-40px);box-shadow:0 40px 100px #0003}.footer-grid{grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px;display:grid}.footer-brand p{color:var(--text-secondary);opacity:.8;white-space:pre-line;margin-top:24px;font-size:1rem;line-height:1.7}.footer-col h4{text-transform:uppercase;letter-spacing:2px;color:var(--primary);margin-bottom:32px;font-family:Poppins,sans-serif;font-size:.9rem;font-weight:800}.footer-col a{color:var(--text-secondary);transition:var(--transition);opacity:.7;padding:10px 0;font-size:.95rem;display:block}.footer-col a:hover{color:var(--primary);opacity:1;transform:translate(8px)}.footer-contact-link{color:var(--text-secondary);transition:var(--transition);padding:10px 0;font-size:1rem;font-weight:600;display:block}.footer-contact-link:hover{color:var(--accent)}.footer-info{color:var(--text-muted);padding:10px 0;font-size:.95rem;line-height:1.6;display:block}.footer-bottom{color:#ffffff80;border-top:1px solid #ffffff1a;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding-top:40px;font-size:.85rem;display:flex}.footer-socials{gap:16px;margin-right:90px;display:flex}.footer-socials a{width:48px;height:48px;transition:var(--transition);color:#fff;background:#ffffff1a;border:1px solid #fff3;border-radius:50%;justify-content:center;align-items:center;font-size:1.2rem;display:flex}.footer-socials a:hover{background:var(--primary-light);border-color:var(--primary-light);transform:translateY(-5px);box-shadow:0 10px 20px #007bff4d}.page-hero{align-items:center;min-height:50vh;padding-top:80px;display:flex;position:relative;overflow:hidden}.page-hero-bg{z-index:0;background:linear-gradient(110deg,#e6edf3 8%,#d5e1ee 18%,#e6edf3 33%) 0 0/200% 100%;animation:1.8s linear infinite shimmer-pulse;position:absolute;inset:0}.page-hero-bg img{-o-object-fit:cover;object-fit:cover;width:100%;height:100%;transition:opacity .7s ease-in-out}@keyframes shimmer-pulse{to{background-position-x:-200%}}.page-hero-overlay{background:linear-gradient(135deg,#f0f4f8eb 0%,#dbeafee0 50%,#f0f4f8eb 100%);position:absolute;inset:0}.page-hero-content{z-index:2;max-width:700px;padding:60px 0;position:relative}.page-hero-content h1{margin-bottom:16px;font-size:clamp(2.2rem,5vw,3.5rem);font-weight:800;line-height:1.15}.page-hero-content p{color:var(--text-secondary);font-size:1.15rem;line-height:1.8}.page-content{position:relative}.content-block{padding:80px 0}.content-block+.content-block{padding-top:0}.text-block h2{background:linear-gradient(135deg, var(--text-primary), var(--accent));-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;margin-bottom:24px;font-size:clamp(1.6rem,3vw,2.2rem)}.text-body p{color:var(--text-secondary);margin-bottom:20px;font-size:1.05rem;line-height:1.9}.image-text-grid{grid-template-columns:1fr 1fr;align-items:center;gap:64px;display:grid}.image-text-grid.reverse .image-text-img{order:2}.image-text-img{border-radius:var(--radius-lg);background:linear-gradient(110deg,#f0f4f8 8%,#e2e8f0 18%,#f0f4f8 33%) 0 0/200% 100%;animation:1.8s linear infinite shimmer-pulse;position:relative;overflow:hidden}.image-text-img img{-o-object-fit:cover;object-fit:cover;border-radius:var(--radius-lg);width:100%;height:380px;transition:opacity .7s ease-in-out}.image-text-content h2{background:linear-gradient(135deg, var(--text-primary), var(--accent));-webkit-text-fill-color:transparent;-webkit-background-clip:text;background-clip:text;margin-bottom:20px;font-size:clamp(1.6rem,3vw,2.2rem)}.image-text-content p{color:var(--text-secondary);margin-bottom:16px;font-size:1rem;line-height:1.8}.features-grid{grid-template-columns:repeat(3,1fr);gap:28px;display:grid}.feature-card{background:var(--bg-card);border:1px solid var(--glass-border);border-radius:var(--radius-lg);transition:var(--transition);text-align:center;padding:40px 32px;position:relative;overflow:hidden}.feature-card:before{content:"";background:var(--gradient-accent);height:3px;transition:var(--transition);transform-origin:0;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.feature-card:hover{box-shadow:var(--shadow-blue);border-color:#22c55e66;transform:translateY(-8px)}.feature-card:hover:before{transform:scaleX(1)}.feature-icon{margin-bottom:20px;font-size:2.5rem;display:block}.feature-card h3{margin-bottom:12px;font-family:Inter,sans-serif;font-size:1.2rem;font-weight:700}.feature-card p{color:var(--text-secondary);font-size:.9rem;line-height:1.7}.faq-list{max-width:800px;margin:0 auto}.faq-item{border:1px solid var(--glass-border);border-radius:var(--radius);transition:var(--transition);background:var(--bg-card);margin-bottom:12px;overflow:hidden}.faq-item.open{border-color:#22c55e59;box-shadow:0 4px 20px #0056b314}.faq-question{width:100%;color:var(--text-primary);text-align:left;cursor:pointer;transition:var(--transition);background:0 0;border:none;justify-content:space-between;align-items:center;padding:20px 24px;font-family:Inter,sans-serif;font-size:1rem;font-weight:600;display:flex}.faq-question:hover{color:var(--primary)}.faq-toggle{color:var(--primary);flex-shrink:0;font-size:1.4rem;font-weight:300}.faq-answer{padding:0 24px 20px}.faq-answer p{color:var(--text-secondary);font-size:.95rem;line-height:1.8}@media (max-width:1200px){.team-grid{grid-template-columns:repeat(2,1fr)}.navbar .container{padding:0 20px;padding-left:calc(20px + env(safe-area-inset-left));padding-right:calc(20px + env(safe-area-inset-right))}.nav-links{gap:16px}.logo-icon{height:38px}.logo-text{height:24px}.logo-img{height:36px}.btn.nav-cta{margin-left:8px;padding:10px 20px;font-size:.85rem}}@media 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